Cannabis Payment Processing

Cannabis Payment Solutions

Cannabis Payment Processor

Topnotch provides comprehensive payment solutions for the cannabis, CBD, and hemp industries. We ensure total compliance and continuity with cutting-edge technologies by partnering with banks and other lending institutions that understand the specifics of the underwriting process for cannabis products and businesses.

Cannabis, CBD, Hemp Businesses

Our team is constantly monitoring the trajectories and legislation that impact the legal landscape for cannabis sales, as well as the state-to-state banking laws, so we can protect our clients and provide optimal payment solutions. As experts in the field of alternative payment options, banking, and merchant accounts, we are dedicated to our mission of providing the support the cannabis industry needs.

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Payment processing for the legal cannabis industry is changing rapidly. Solutions that work for merchants today will be inaccessible tomorrow. Topnotch has a long history of working with clients in high-risk fields, and we have the expertise on our side to help merchants and professionals within various cannabis verticals to perform electronic transactions with their customers in the most secure, compliant, and cost-effective manner possible. Topnotch is always seeking and developing alternative solutions to address the payment needs of merchants in this dynamic industry.

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Navigating cannabis payment processing is a challenging task. Topnotch is here to help your dispensary accept payments with seamless and cost-effective solutions. We offer several options that can be tailored to the payment processing needs of your dispensary. Our PIN debit program is one of the most stable and cost-effective solutions for marijuana dispensaries to eliminate cash payments while increasing security for the finances of both cannabis businesses as well as their clients. Our solutions feature:

  • Benefits of accepting PIN Debit payments at your MMJ dispensary.
  • Invoicing strategies
  • Less cash handling to minimize accepting any cash from customers
  • More spontaneous consumer spending at the point of sale
  • Consumers spend 30% more per transaction, effectively increasing your sales & consumer experience
  • Digital signature captured at the terminal level for compliance
  • EMV ready, most up-to-date PCI compliant technology and hardware equipment
  • Virtual Demonstrations of reporting and reconciliation tools
  • Integrated payment processing with your POS (depending on your POS provider): to check if your POS provider integrates with our PIN debit processing, please contact us.
  • Surcharge revenue options

  • Quick approval and setup
  • EMV ready, most up-to-date PCI compliant technology and hardware equipment Accept PIN-based transactions.
  • Give your customers the convenience to withdraw money in your store.
  • Earn money on each approved transaction.
  • Does not require merchant to change from current bank.
  • Eliminate cash from sales transaction: savings cash handling and management, reduce risk of employee theft when you have cash on hands
  • Quick, easy approval setup. No integration with POS system necessary
  • Flexible connectivity: 4G LTE, dual-band WiFi, and Bluetooth BLE
  • Maximum security and compliance with end-to-end encryption
  • Accepts all payment types: NFC/CTLS, mobile wallets, EMV, magstripe
  • Touchscreen display


Topnotch provides a secure gateway to create and process electronic checks, sends e-mail invoices, and even accept payments online or integrate into your current systems with our API. Cannabis business owners can enjoy same or next day credit for their transactions at all banks in the U.S.

Cannabis businesses are great candidates for our e-check solutions if:

  • They accept transactions for high amounts
  • Credit card processing fees are expensive
  • They have difficulty applying for a merchant account

Topnotch works with CBD oil, kratom, marijuana paraphernalia, and cannabis merchants among almost all other industries.

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Accepting debit cards and ATM cards is crucial in today’s business landscape, regardless of what type of business you operate. Our PIN-based debit, and full-blown credit card solutions give your customers access to cash, allowing them to spend more at your dispensary. Each solution from Topnotch is tailored to your unique payment needs, with custom pricing models and optional customer surcharge structures to ensure that your customers have the best payment experience at the point-of-sale while your operations are maximized in the most cost-effective manner possible.


As e-commerce is adopted by more businesses every year, dispensaries are also looking to make sales online with apparel and accessories. Topnotch is a full-service digital marketing and payments solutions firm with experienced designers and payment professionals who know what works to get your business approved for an e-commerce merchant account. We will help you design a unique website that is custom-tailored to your brand aesthetics and values, while also satisfying the needs of payment processing underwriters to allow you to accept credit card payments.

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Ancillary Businesses (MRBs)

Ancillary businesses (MRBs) may qualify for a merchant account, but banks may require extra compliance measures, making banking more challenging and more expensive. Additionally, businesses who touch marijuana plants – such as dispensaries, cultivation facilities, and manufacturers – tend to place a lot of cash on MRBs to eliminating the burden of having physical cash on hand.

If your MRB experiences similar issues, or if you are simply looking for a better way to invoice customers and collect payments, Topnotch can help. The growing acceptance and popularity of medical marijuana in many US states has created a need for merchant account services. Topnotch offers safe, compliant, efficient, and cost-effective payment processing solutions.

MMJ Delivery Business

Topnotch offers secure and compliant solutions tailored to the needs of MMJ delivery merchants. With Topnotch, transactions are processed on the most state-of-the-art terminal hardware equipment. We provide terminal equipment with sleek, modern aesthetics, portability, and features built-in 4G/LTE connectivity.

Topnotch has robust sales, application merchant onboarding, and support teams that are always available and ready to assist merchants at every stage of the process to implement payment solutions for their businesses.

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Call us at 817-898-8585

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