Zero Fee Processing and Merchant Services


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Stop Giving AWAY your PROFITS to your Credit Card Companies!

Save THOUSANDS on your credit card processing fees!

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Eliminate Your Fees & Keep 100% of Your Revenue


Are you ready to get rid of the impact of payment processing costs on your business?

  • Save thousand on your credit card processing fees
  • Free equipment
  • No confusing customer receipts

With the Topnotch Cash Discount program you will enjoy the same profit margins from cash payments as you do from non-cash payments.

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We provide you with what you need
  • free signage explaining the program to your customers.
  • free latest Cash Discounting software
  • free equipment options.

What Topnotch Cash Discounting eliminates

  • No monthly or annual costs
  • No statement fee
  • No batch header fee
  • No surprise on monthly statement


Our Topnotch Cash Discounting program works on many POS solutions to meet your business needs and we even offer free POS equipment if needed.

No Confusing Customer Receipt

When your customer checks out at the point-of-sale, our Topnotch software knows, in real time, how to adjust the transaction to offset any costs. This adjustment is called the Cash Discount adjustment. This Cash Discount adjustment means, your customer is providing you the same profit margins, whether they pay in cash or not. It doesn’t get any easier than that.

You continue to price all of your merchandise assuming cash payment. If you have been charging your customers a higher price than you would like to charge because you knew many would pay with plastic, you can now offer the cash discount pricing on all advertised pricing.  This would make your advertised pricing more competitive and attractive to the consumer without costing you a dime.

Why the Topnotch Zero Fee is The Only Program That is Truly Fair to You and to all of Your Customers

Which of your customers currently provides higher margins for your business: cash paying or non-cash paying customers? Cash, right?

But are you doing anything now to incentivize these more profitable clients?   Topnotch Cash Discounting gives you an easy way to reward them for paying with cash. More than half of your customers are going to pay with non-cash tender, so you have had to price all of your products in a way that off sets that cost. Your cash paying customers are paying the same amount with no benefit. The current system is not fair to your cash paying customers. That is why we invented our Topnotch Cash Discounting program. Topnotch is truly fair to all of your customers.

Why Topnotch Cash Discounting is fair to you: The costs to accept non-cash payments has climbed. Why?  Card issuing institutions charge you to accept their cards and then often give some of what they charge you back to your customers in the form of rewards like cash back programs. Your customers are incentivized  to use credit cards even when they have the cash, just so they can get the rewards. The consumer gets the rewards that you funded. But Topnotch Cash Discounting makes it fair to everyone. The one who gets the benefit absorbs the costs.

With Topnotch Cash Discounting, you have the power to protect your business. They can offer the cardholders whatever they like, and it will not cost you a dime. That is why thousands of business owners across the country are embracing our Topnotch Cash Discount program.

So, what are you waiting for? Now is the time to take control of your margins and reap the benefits of this cutting-edge cash discounting program. If you are sick of paying thousands of dollars from your profits at the end of the month for payment processing costs, this is your solution.

Is the Topnotch Program Right for You?

Not sure if this program makes sense for your business? Ask yourself the following questions:

  • Do a majority of your customers use non-cash forms of payment?
  • Are your margins suffering because of payment processing costs?
  • Are you looking for a simple solution to improve margins?
  • Do you want to be fair to all of your customers with your pricing?
  • Do you want to defend yourself and other small business owners from the rising costs of accepting non-cash payments?
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We provide the latest technology and the best POS solutions to fit your business. We don’t have a ” one size fits all” business model. We are a custom solution for your unique business!

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